Title Insurance is insurance that protects your title to real estate that you are purchasing. It provides you with the legal ownership of the Real Estate. It protects you against any title defects, liens, forgery, confusion with similar names or any errors in records that will be disclosed during the Title Search. Other issues a Title Search may uncover is: any unpaid taxes, mortgages, judgments against previous owners, easements, and other court actions or recorded documents. If any undisclosed claim covered by your policy arises out of the past to threaten your ownership of real estate, it will be disposed of, or you will be reimbursed, as your title insurance policy provides.

The original premium is your only expense for Title Insurance, paid at the time of the closing, for as long as you own the property. The buyer(s) and their heirs will continue to be protected in the instance of a future claim.